Vol. 9, Issue 7, Part A (2023)

Finance is like blood to every form of activity. As a result, the asset quality has been deteriorating day by day and the mounting pressure of NPAs becomes a major concern of the financial and banking sector. Banks classify their loan assets into four groups. The present study is analyzing the comparative performance of the banks regarding NPAs. The study is analytical in nature. The study is based on secondary data available from the RBI website, websites of concerned banks. Ratio analysis has been used for analyzing the trend of NPAs. A bar diagram is used to show the comparative situation of the banks. Pearson’s Correlation coefficient is used to explore the relationship between net profit and NPAs. The economy suffers when credit to diverse areas of the economy slows down. It affects interest income, profits of the banks and makes the credit costly. Thus, it is not just a problem for the banks but for the economy too.