Vol. 9, Issue 8, Part D (2023)

Abstract
Investments are sums of money that are committed now in the hope of earning a profit later on. The real strength of Kerala and a treasure to our nation are non-resident Indians. Since independence, there has been a significant rise in the number of persons looking for employment and better opportunities abroad. Every aspect of Kerala's economy and society has been impacted by this exodus. Depending on their financial situation and time horizon, NRIs might invest in a variety of ways. The research study used a sample of 60 NRIs from Payyanur Municipality for its execution. A questionnaire was used to gather the information from respondents. Descriptive research design was chosen. Statistical methods like the t-test and ANOVA were used to analyze the data. According to the study's findings, there is not a significant relationship between respondents' demographic characteristics and their level of awareness of various investment avenues.